Thank you for choosing WalletAPI.cloud
These Terms and Conditions (“Terms”) are between you and TechFinUK LTD, the legal entity registered under the law of the United KIngdom
under registered company number: 14960822 (hereinafter referred to as “WalletAPI.cloud”, “we”, “us” or “our”).These Terms govern your
access and use of the WalletAPI.cloud website : https://walletapi.cloud (the
“Website) and services, products provided to you by WalletAPI.cloud through the Website (“Services”).
By using our Services, you’re agreeing to be bound by these Terms. If you’re using our Services for an organization, you’re agreeing to
these Terms on behalf of that organization and in these Terms, “you” or “your” refers to that organization.
From time to time we may modify these Terms. Once these Terms are amended we will post its most up-to-date version on the website. We also
may add new features to the Services and all that features are subject to these Terms. If any modification of Services is likely to
materially reduce your rights, we will notify you about it by virtue of sending a message to the email address associated with your
account OR by posting a notification on the website. If you do not agree to a modification, you may terminate your use of our Services or
request us to terminate the provision of our Services to you. By continuing to use our Services after the modification comes into effect,
you are agreeing to be bound by the modified Terms.
You can always find the most recent version of these Terms here:
https://walletapi.cloud/terms
Privacy Policy
We are committed to protecting your privacy. Our Privacy Policy explains how we collect, use and handle your information when you use our
Services. You understand that through your use of our Services you consent to the collection, use and handling of your information as set
forth in our Privacy Policy. For more information, please see our Privacy Policy here:
https://walletapi.cloud/privacy
Registration
You represent and warrant that you are at least 18 years of age, or the applicable age of majority in your geographic area, and that you
have the legal ability, right and authority to be bound by, or bind your organization to, these Terms. You agree to provide us with
current, complete and accurate registration information as prompted by our Services registration process (“Registration Data”). You agree
not to omit or misrepresent any Registration Data, and you agree to update such data to ensure that such data is current, complete and
accurate. You further authorize us to verify your Registration Data as required for your use of our Services.
License
Subject to your compliance with these Terms, we grant you a non-exclusive, non-transferable, non-assignable, worldwide, limited license to
use our Services that you have ordered and paid for solely for your own internal business purposes only in accordance with these Terms and
the applicable Services documentation for the Term (as defined below), unless earlier terminated. You may use our Services documentation
solely in connection with your use of our Services. All rights not expressly granted to you in these Terms are reserved by us and our
licensors. All right, title and interest in and to the intellectual property rights in our Services and related documentation and any
corrections, derivatives, enhancements, modifications, updates and upgrades to our Services and related documentation, including all
intellectual property and other proprietary rights therein, belong solely and exclusively to us and our licensors. Our Services may
include certain third party components and support services. For any components or services that you use, you agree to comply with the
terms and conditions of such third party providers.
Services Level
IMPORTANT!
This is BETA service mode. You may use this service only in development or experimentation mode and not for actual production operations.
For production purposes, please contact us at support@walletapi.cloud for instructions on the steps to prepare to work in production mode.
We will make commercially reasonable efforts to keep our Services operational 24 hours a day and 7 days a week, except for planned
downtime for maintenance, upgrades and updates for which we will use commercially reasonable efforts to provide at least 24 hours prior
notice, or (ii) for unplanned downtime caused by any circumstances beyond our control, including acts of God, acts of government, flood,
fire, earthquake, civil unrest, acts of terror, strikes or other labor problems, failures in computers, hardware, telecommunications,
internet service provider or hosting facilities, power shortages and denial of service attacks. Despite our efforts, our Services or any
functionality may from time to time encounter technical or other problems and may not continue uninterrupted. We are not responsible for
any such problems, interruptions, any ongoing obligation to offer our Services or any functionality, or any damages resulting therefrom.
We reserve the right to modify, suspend or discontinue all or any part of our Services at any time for any reason without liability to
you.
Subscriptions
We may bill you for the use of Services on a subscription basis (“Subscription(s)”). You will be billed in advance on a recurring and
periodic basis (“Billing cycle”). Billing cycles are set on a regular basis, typically monthly (30 days period). At the end of each
Billing Cycle, your Subscription will automatically renew under the same conditions unless the Subscription is canceled by you or us. You
may cancel your Subscription renewal either through your online account management page or by contacting our customer support team. Once
your Subscription is cancelled, we will notify you about successful cancellation by sending notice to the email address associated with
your account.
A valid payment method, including credit card, is required to process the payment for your Subscription. You shall provide us or our
third-party payment processor(s), with accurate and complete billing information including full name, address, state, zip code, and valid
payment method information. By submitting such payment information, you automatically authorize WalletAPI.cloud to charge all Subscription
fees incurred through your account to any such payment instruments. All amounts paid are non-refundable. You further agree to be
responsible for all taxes associated with the Service, along with any transaction fees and currency conversions added by your financial
institution and intermediaries.
Free Trial
We may, at our sole discretion, offer you a Subscription with a free trial for a limited or unlimited period of time but with limited
functionality of the Services (“Free Trial”). In order to sign up for the Free Trial you may be required to register on the website and
enter your billing information. If you do enter your billing information when signing up for the Free Trial, you will not be charged by
WalletAPI.cloud until the Free Trial has been terminated by you or us, ended or expired. At any time and without notice, WalletAPI.cloud
reserves the right to (i) modify the terms and conditions of the Free Trial offer, or (ii) cancel such Free Trial offer.
Fee Changes
At any time we may modify the Subscription fees for the Subscriptions. If you have already subscribed for the Services, we will notify you
about the Subscription fee change by sending prior notification to the email address associated with your account or by posting relevant
notice on the website. The Subscription fee change will become effective at the end of your current Billing Cycle. Your continued use of
the Service after the Subscription fee change comes into effect constitutes your agreement to pay the modified Subscription fee amount.
The fees do not include any taxes, duties, fees or other amounts assessed or imposed by any government authority, for which you are
responsible, except for taxes imposed on our income. You agree to pay or reimburse us for all such amounts upon demand, or provide
evidence of payment or exemption.
Refunds
All the amounts paid by you for the Services are non-refundable. However, in cases when we receive timely and reasonable refund requests
from you, we may consider such requests on a case-by-case basis and the refund may be granted at our sole discretion.
Accounts
When you create an account with us, you must provide us with information that is accurate, complete, and current at all times. Failure to
do so constitutes a breach of the Terms.
You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your
password, whether your password is with our Service or a third party service.
You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security
or unauthorized use of your account.
You may not use as a username the name of another person or entity or that is not lawfully available for use, a name or trademark that is
subject to any rights of another person or entity other than you without appropriate authorization, or a name that is otherwise offensive,
vulgar or obscene.
Subscription upgrades and downgrades
Should you upgrade or downgrade your Subscription plan, your payment method will be charged for your new billing rate. At the time of your
upgrade or downgrade, your prior Subscription plan charges will be prorated based on the number of days under the prior Subscription plan.
Your payment method will then be charged at your new billing rate for the new Subscription term thereafter. In cases when you already paid
for the next Billing cycle and then decided to downgrade the Subscription plan to the cheaper one, we will refund you the prorated
difference between the amounts paid for previous Subscription plan and price for new Subscription plan by means of depositing amounts to
your account balance. You may use such deposited amounts for making payments for the Services.
Customer Data
We do not own any of your data, information, materials or data, information and materials of your authorized users and customers that you
or your authorized users post or upload to our Services (“Customer Data”). As between WalletAPI.cloud and you, you retain title to and
ownership of all right, title and interest in your Customer Data. By using our Services, you grant us a limited license to access,
disclose, process, transmit and use your Customer Data for performing our Services to you and for complying with these Terms. Following
any expiration or termination of these Terms or your account, we will retain a copy of your Customer Data for 30 days. After such 30-days
period of retention is expired, we will have no obligation to maintain or provide access to your Customer Data and will thereafter, unless
legally prohibited, delete all Customer Data in our possession. You agree that you are solely responsible for exporting your Customer Data
prior to any such expiration or termination, and if you require assistance for exporting your Customer Data following any such expiration
or termination, you may be required to pay a separate fee to us.
We may have a right to use certain types of data collected regarding your use of our Services for our internal business purposes. Before
any such use we will make the data anonymized so it will not be associated with you anymore and cannot identify you.
Confidentiality
We are committed to protecting the confidentiality of your Confidential Information (as defined below). The access, disclosure and use of
Confidential Information and any other rights and obligations regarding such information shall be solely and exclusively governed by these
Terms, except as otherwise provided in a separate confidentiality agreement between WalletAPI.cloud and you. All confidentiality
obligations shall remain in force and effect for the term of validity of these Terms plus five (5) years (“Term”).
You or WalletAPI.cloud (the “Disclosing Party”) may from time to time during the Term disclose to the other party (the “Receiving Party”)
confidential, proprietary and/or non-public information, materials or knowledge that is designated as confidential or that reasonably
should be understood to be confidential given the nature of the information, materials or knowledge and/or the circumstances of disclosure
(the “Confidential Information”).
For clarity, your Registration Data and Customer Data constitutes your Confidential Information, and our Services, Services documentation,
intellectual property and pricing information constitutes our Confidential Information. Parties agree to protect Confidential Information
of each other from unauthorized access, disclosure or use. The Receiving Party will only access and use the Disclosing Party’s
Confidential Information in connection with performing these Terms (or as expressly authorized by the Disclosing Party in writing), and
will disclose the Disclosing Party’s Confidential Information only to the employees and contractors of the Receiving Party who have a need
to know the Confidential Information for purposes of performing these Terms (or for other purposes as expressly authorized by the
Disclosing Party in writing) and who are under a duty of confidentiality no less restrictive than the Receiving Party’s duty hereunder.
The Receiving Party’s obligations with respect to Confidential Information of the Disclosing Party will terminate if the Receiving Party
can proof that such information (i) was already lawfully known to the Receiving Party at the time of disclosure by the Disclosing Party
free from any obligation of confidence, (ii) was disclosed to the Receiving Party by a third party who had the right to make such
disclosure without any confidentiality restrictions, (iii) is, or through no fault of the Receiving Party has become, generally available
to the public or (iv) was independently developed by the Receiving Party without access to, or use of, the Disclosing Party’s Confidential
Information. In addition, the Receiving Party may disclose Confidential Information of the Disclosing Party to the extent compelled by law
or a court or other judicial or administrative body, provided that the Receiving Party notifies the Disclosing Party of such compelled
disclosure promptly and in writing.
Upon written request of Disclosing Party, the Receiving Party will return to the Disclosing Party all Confidential Information of the
Disclosing Party that is in Receiving Party’s possession or control and permanently erase all electronic copies of such Confidential
Information. Upon written request of Disclosing Party, the Receiving Party will certify in writing that it has fully complied with its
obligations under this Section of Terms.
Your Responsibilities
You are solely responsible for (i) your and your authorized users’ access and use of our Services and compliance with these Terms, (ii)
maintaining the confidentiality of your and your authorized users’ log-in information, credentials and passwords associated with your
account(s), as well as privacy and security of your account(s), (iii) any monies due to you related to transactions that are processed
through your payment gateways, merchant account providers or any payment processors that you utilize in connection with our Services, and
(iv) all activities that occur regarding your account regardless of whether the activities are undertaken by you, your employees or a
third party (including your contractors or agents).
We are not responsible for any alteration, compromise, corruption or loss of your Customer Data, or any activity that arises from any
access to, sharing or use of your account, log-in information, credentials or passwords, or your activities, except to the extent caused
by our breach of these Terms. You agree to notify us immediately of any unauthorized access or use of your account, log-in information,
credentials or passwords, or any unauthorized activity in your account. We have the right to suspend or terminate our Services, without
notice to you, if we suspect any unauthorized activity. You agree to cooperate with us in any investigation into suspected or actual
unauthorized activity. You also agree to comply with all applicable laws, rules and regulations in connection with your use of our
Services, including data protection, privacy, data transmission and export control laws, rules and regulations.
Your Conduct
You agree as follows: (i) you and your authorized users will not remove or modify any trademarks, trade names, service marks, service
names, logos or brands, or copyright or other proprietary notices on our Services or the documentation, or add any other markings or
notices to our Services or the documentation; (ii) you and your authorized users will not use our Services or permit our Services to be
used to perform any billing or related services for any third party, or otherwise license, sublicense, sell, resell, transfer, assign,
distribute or otherwise commercially exploit or make available to any third party our Services in any way; (iii) you and your authorized
users will not post, upload or permit our Services to be used to post or upload any Customer Data that infringes the intellectual property
rights or other proprietary rights of any third party, is unlawful or contains objectionable material or contains software viruses or
other harmful or deleterious computer code, files or programs such as trojan horses, worms, time bombs or cancelbots; (iv) you and your
authorized users will not use our Services or permit our Services to be used to store, host or send unsolicited email, spam or SMS
messages; (v) you and your authorized users will not use or permit the use of any software, hardware, application or process that
interferes with our Services, interferes with or disrupts servers, systems or networks connected to our Services, or violates the
regulations, policies or procedures of such servers, systems or networks, accesses or attempts to access another customer’s accounts,
servers, systems or networks without authorization, or harasses or interferes with another customer’s use and enjoyment of our Services;
(vi) you and your authorized users will not tamper with or breach the security of our Services; (vii) you and your authorized users will
not modify our Services or the documentation; and (viii) you and your authorized users will not reverse engineer, decompile, disassemble
or otherwise derive or attempt to derive the source code of our Services, except to the extent expressly permitted by applicable mandatory
law.
Intellectual Property
Services and all related content and materials, including but not limited to text, images, graphics or code are our intellectual property
and is protected by law. You may display and copy, download or print portions of the material from the different areas of the Services
only for your own non-commercial use. Any other use is strictly prohibited and result in your violation of law.
Warranty Disclaimer
PLEASE NOTE THAT WALLETAPI.CLOUD IS A SOFTWARE PLATFORM WHICH IS PROVIDED TO YOU BASED ON SOFTWARE AS A SERVICE (SAAS) MODEL.
WALLETAPI.CLOUD IS NOT FINANCIAL SERVICE AND DOES NOT PROVIDE FINANCIAL SERVICES OF ANY KIND. OUR SERVICES ARE PROVIDED ON AN “AS IS” AND
“AS AVAILABLE” BASIS. WE DISCLAIM ANY AND ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, INCLUDING WITHOUT LIMITATION
THE IMPLIED WARRANTIES OF NON-INFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. WE DO NOT WARRANT THAT OUR SERVICES OR
ANY PART THEREOF, OR USE THEREOF WILL BE ERROR-FREE, UNINTERRUPTED, SECURE OR VIRUS FREE, WILL MEET YOUR QUALITY AND PERFORMANCE
REQUIREMENTS.
YOU UNDERSTAND THAT IN USING OUR SERVICES, SENSITIVE INFORMATION MAY TRAVEL THROUGH THIRD PARTY INFRASTRUCTURES THAT ARE NOT UNDER OUR
CONTROL. WE MAKE NO WARRANTY WITH RESPECT TO THE SECURITY OF SUCH THIRD PARTY INFRASTRUCTURES.
Liability Limitation
EXCEPT FOR YOUR MISAPPROPRIATION OF INTELLECTUAL PROPERTY, IN NO EVENT SHALL EITHER PARTY BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE,
SPECIAL, EXEMPLARY, INCIDENTAL OR CONSEQUENTIAL DAMAGES OF ANY TYPE OR KIND (INCLUDING LOSS OF BUSINESS, GOODWILL, USE OR OTHER ECONOMIC
ADVANTAGE, BUSINESS INTERRUPTION, OR ANY ALTERATION, COMPROMISE, CORRUPTION OR LOSS OF CUSTOMER DATA) ARISING OUT OF, OR IN ANY WAY
CONNECTED WITH OUR SERVICES, THE DOCUMENTATION OR USE THEREOF OR THESE TERMS, WHETHER BASED ON CONTRACT, TORT OR ANY OTHER LEGAL THEORY,
EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IF, NOTWITHSTANDING THIS LIABILITY LIMITATION, WE SHOULD HAVE ANY LIABILITY TO YOU OR
ANY THIRD PARTY FOR ANY DAMAGE, OUR AGGREGATE LIABILITY UNDER THESE TERMS SHALL BE LIMITED TO THE FEES PAID AND PAYABLE BY YOU FOR OUR
SERVICES FOR THE 6 MONTHS IMMEDIATELY PRIOR TO THE EVENT GIVING RISE TO THE CLAIM FOR SUCH DAMAGE. FOR CLARITY, THE ABOVE LIMITATIONS
SHALL NOT LIMIT YOUR PAYMENT OBLIGATIONS TO US FOR OUR SERVICES.
Third Party Products and Services
Our Services may contain or may contain links to third party information, websites, products, services or resources that are not owned or
controlled by us. We do not endorse any such third party content. If you access or use such third party content through our Services, you
do so at your own risk. You agree that we have no responsibility arising from your access to or use of any such third party information,
websites, products, services or resources.
Marketing
You agree that we may use your name and logo to identify you as our customer on our website or in other sales or marketing materials,
provided that we will not issue any press release without your prior consent.
Termination
The term of our Services (the “Term”) begins on the date you signed up for WalletApi.cloud, and continues until terminated pursuant to
these Terms. You may terminate our Services and these Terms at any time for any reason by emailing us at EMAIL and ceasing all use of our
Services. We may suspend or terminate our Services and these Terms at any time for any reason by notifying you in writing, but if our
suspension or termination is based on your suspected or actual breach of these Terms, we may suspend or terminate our Services without
providing any notice to you. Without limitation to other provisions of these Terms, we may suspend or terminate provision of Services to
you in cases when we noticed enormous activity at your account(s), breach of security or if we have grounds to suspect that your use of
Services may pose the risks to us, you or the Services. Upon any expiration or termination of our Services, (i) all unpaid fees during the
Term accrued through and including the 30 days period in which our Services were terminated will become immediately due and payable, (ii)
our Services will immediately cease and (iii) the rights granted by us to you under these Terms will cease immediately and you will
immediately delete (or, at our request, return) all related documentation and any of our Confidential Information in your possession or
control. Any suspected or actual illegal activity that were grounds for termination of your use of our Services may be referred to law
enforcement authorities. We shall not be liable to you for any suspension or termination of our Services. Notwithstanding the foregoing,
the Sections of these Terms entitled “Fees”, “Customer Data”, “Confidentiality”, “Warranty Disclaimer”, “Liability Limitation”,
“Termination”, “Miscellaneous” and “Contact Information” will survive any expiration or termination of these Terms.
Miscellaneous
Parties. We are independent contractors. Nothing in these Terms shall be deemed to constitute a joint
venture or partnership between the parties, nor constitute any party as the agent of the other party for any purpose, or entitle any party
to commit or bind the other party in any manner.
Entire Agreement. These Terms constitute the entire agreement between you and WalletAPI.cloud regarding its
subject matter, and supersedes all prior or contemporaneous written or oral understandings, communications or agreements (including any
prior versions of the Terms of Service) between you and WalletAPI.cloud regarding such subject matter.
Severability. If any provision of these Terms is held to be unenforceable, the unenforceable provision
shall be replaced by an enforceable provision that comes closest to the parties’ intentions underlying the unenforceable provision, and
the remaining provisions of these Terms shall remain in full force and effect. The unenforceability of any provision in any jurisdiction
shall not affect the enforceability of such provision in any other jurisdiction.
Assignment. WalletAPI.cloud may assign or transfer these Terms, in whole or in part, to any of our
affiliated company or in connection with any acquisition, consolidation, merger, reorganization, transfer of all or substantially all of
its assets or other business combination, or by operation of law without your consent and without providing notice. WalletAPI.cloud may
subcontract its obligations hereunder, provided that WalletAPI.cloud shall at all times remain fully responsible for the performance of
any subcontractor. You may not assign or transfer any part of these Terms, or delegate your duties or responsibilities under these Terms,
by business combination, operation of law or otherwise without our prior written consent. Subject to the foregoing, these Terms will bind
and benefit the parties and their respective successors and permitted assigns.
Governing Law and Jurisdiction. These Terms shall be governed by the laws of the Republic of Lithuania. The
respective courts of Vilnius, the Republic of Lithuania shall have exclusive jurisdiction for any dispute between the parties, and the
parties consent to venue and personal jurisdiction there. The parties hereby waive any rights they may have to trial by jury.
Export Controls and Sanctions Compliance. You acknowledge that the Services (including the software and
other components of the Services) may be controlled by the laws of one or more countries governing technology use and transfer and/or may
be subject to the sanctions programs of one or more countries. You shall not access, use or transfer the Services or any part of the
Services in violation of such laws and sanctions programs. You represent and warrant that you are not, and you are not acting on behalf
of, (i) any person who is a citizen, national, or resident of, or any entity registered in, or any person or entity who is controlled by
the government of, any country to which the EU or the United States or any other government has prohibited export or other transactions,
or (ii) any person or entity listed on any denied persons or entities list maintained by the EU or the United States or any other
government. You agree to comply with all applicable laws regarding the access and use of the Services or any part of the Services by you
and your users. Notwithstanding anything in these Terms to the contrary, WalletAPI.cloud , in its sole discretion, may immediately
terminate your access and use of the Services without prior written notice or an opportunity to cure in the event of an actual or
threatened breach of this provision.
Force Majeure. We shall not be liable for our inadequate caused by any circumstances beyond our control,
including acts of God, acts of government, flood, fire, earthquake, civil unrest, acts of terror, strikes or other labor problems,
failures in computers, hardware, telecommunications, internet service provider or hosting facilities, power shortages and denial of
service attacks.
Contact Information
We may communicate with you via email at the email address associated with your account, or through our Services (e.g., through pop-ups),
or our website regarding your account, system updates or other matters related to our Services and your account. You may opt out of
receiving emails from us by terminating our Services or by sending us relevant written request. If you have any questions about these
Terms, or if you want to contact us for any reason, please email us via
support@walletapi.cloud. Your notice must specify your name
and your account.
